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FSRA

Financial Services Regulatory Authority (ADGM)

Regulates ADGM financial firms. Its Cyber Risk Management Framework, live since 31 January 2026, requires a board-approved program reviewed annually and 24-hour incident notification.

Last verified: September 2026Official site

Who is in scope

Every FSRA-authorised firm in ADGM, including fintechs and virtual-asset firms licensed there.

Notification window

24 hours for cyber incidents; data breaches under the ADGM regime within 72 hours.

Current instrument

FSRA Cyber Risk Management Framework, in force since 31 January 2026: a board-approved program reviewed annually, incident notification within 24 hours, and related digital-impersonation risk expectations. ADGM Data Protection Regulations 2021 apply in parallel with annual renewal.

The duties, in plain language

  • A board-approved cyber program with named accountability.
  • A 24-hour notification procedure rehearsed, not just written.
  • Annual data protection renewal and documented transfers.

Dates on this regulator's calendar

31 Jan 2026 · in force

FSRA Cyber Risk Management Framework in force

Board-approved program reviewed annually and 24-hour incident notification for every FSRA-authorised firm in ADGM.

Source: ADGM FSRA

Questions we get

We are a small ADGM fintech. Does the full framework apply?

The framework is proportionate to your size and activities, but the board-approval, annual review and 24-hour notification duties apply to everyone. Scoping it correctly is the first thing we do.

Summary for orientation, with attribution to the regulator, last checked September 2026. The regulator's own publications govern; consult them and your advisers for decisions. Where this page and the instrument differ, follow the instrument and tell us, so we can fix it.

A note on authority: the regulator, auditor or certifying body has the final say on whether you comply. Much regulator language is still being clarified, and we say so rather than guess. We help interpret the requirements, scope what applies to you, gap-assess against what is published today, and keep you compliance-ready and secure as the guidance evolves. We hold no regulatory authority and do not certify; where a regulator has its own process, that process governs.

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The team replies within one business day, in English or Arabic.